He is a postgraduate in Agriculture Sciences from Acharya N G Agriculture University, Hyderabad. Prior to joining SRFS, Sunil worked with Jana Small Finance Bank, Axis Bank & BASIX group of companies (Bharatiya Samruddhi Finance Ltd, Indian Grameen Services, BASIX Krishi Samruddhi Ltd, Bhartiya Samruddhi Investments and Consulting Services Ltd) in various roles and capacities. Sunil worked as a long-term advisor and set up an Agri finance unit for Nirdhan Utthan Bank Limited, Kathmandu, a project supported by the World Bank. He also served as a technical consultant for the Small Farmers Agribusiness Consortium (SFAC) & Maharashtra Agricultural Competitiveness Project (MACP) projects in Maharashtra supported by Govt of India & World Bank respectively. He received a Junior Research Fellowship from the Indian Council of Agricultural Research (ICAR) in 2001-02. Sunil has over 19 years of national and international experience with a blend of business operations & process re-engineering in Small Finance Banks and Micro Finance Institutions. ​