Loan Products

                                In accordance with the Master Direction – Reserve Bank of India (Regulatory Framework for Microfinance Loans)  Directions, 2022

Initial Loan Inquiry Form
Fast Loan Approval
Loans for SHG

General Purpose Loan (SHG)

Our General Purpose Loan scheme for SHG (Self-Help Group) members is one of our most impactful loan products.

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WASH Loan

As a socially responsible organisation, we support the Government's WASH programme. Loans can be used for construction or renovation of bathrooms, purchase of water filters, & installation of overhead tanks or sumps.

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General lending terms:

  • The household annual income of a borrower must not exceed INR 125000/- in rural and INR200000/- in urban areas respectively.
  • The loan amount of individuals must not exceed INR 75000/- in first cycle and a loans can be availed of up to a maximum of INR 125000/- in subsequent cycles.
  • The total indebtedness of the individual borrower must not exceed INR 125000/- (excluding loan for education and medical expenses).
  • The minimum tenure of the loan will be 24 months for loan amount exceeding INR 30000/-.
Sanghamithra Rural Financial Services